CASE STORY: A REAL POSITIVE LIFE STORY NARRATED BY MRS OKORO PHILOMINA (A MEMBER OF OGADIMMA OKUTU D&G WOMEN GROUP)
I Mrs. Philomena Okoro a native of Okutu in Nsukka local government Area, Enugu state of Nigeria. I am forty eight years old (48), Married with seven children four boys and two girls. My husband is Fidelis Okoro a palm wine taper and I am a petty trader dealing on yellow pepper and green garden egg in my local village market called (Nkwo Okutu)
During the harvesting period I normally visit my customers in their various farms where they are harvesting the farm products and make arrangement for the number of bags (yellow pepper and garden egg) to buy, after which I sell to wholesaler who come from Enugu urban and Aba in search of the product. They will buy and I will make little profit from my sales.
This is what I do to help in the up keep of my family because my husband palm wine is not frequently available. And his Income is very little for the up keep of the family. In the year 2013, information about DEC credit programme circulated through the village town crier that DEC Enugu will come to our community for micro credit sensitization on 2nd June 2013.
The programme did hold as scheduled and after the sensitization on micro credit scheme of DEC Enugu, I picked interest and formed a self-help group immediately with other as women, it was the criteria for participant in the credit scheme. On completion of the six weeks meeting, my group was re-sensitized and verified to access a loan of thirty thousand naira (N30, 000) in the first stage, I added the loan to my business which increased the number of bags of yellow pepper and garden egg I buy from the farmers.
In the year 2014, after repayment of first loan, I accessed fifty thousand naira (N50,000) and the sum was also added to my business which increases the number of bags of yellow pepper and green garden egg and this made us to chatter bus that conveys my goods to Ariaria market in Aba of Abia state. As the business progresses I thought of expanding my business by diversification, I invested in the sale of clothing, that is sample materials and all kinds of wrapper and sample laces in my new shop at Nkwo Okutu market. This is where I stay when the pepper and garden egg is out of season. Because, when I go to Aba to sell agricultural products, I buy in return cloths, sample materials which I now sell at Nkwo Okutu.
Since I started accessing DEC credit facility, my family life changed from nobody to somebody and my children’s Education has improved. Two of my sons Uchenna and Chikwendu Okoro have graduated from University of Nigeria Nsukka where they studied Pharmacy and Food Nutrition respectively. Also my first daughter and third son, Geraldine and Charles Okoro have completed their secondary education, and Geraldine is currently undergoing training in fashion and designing while Charles took a post university matriculation examination (UME) to study accountancy in Enugu State University of Science and Technology while the remaining three children are still in the secondary school.
Sincerely speaking, I send my profound gratitude to DEC Enugu for giving me opportunity to empower myself economically through her micro credit scheme for the active poor women in the remote rural communities. As the programme made me to belong in the society as I can boast of affording my dues in the Iyomdi meetings.
DEC ENUGU IS GOD SENT TO MY FAMILY IN PARTICULAR AND MY COMMUNITY IN GENERAL.
Mrs. Okoro Philomena
Member Ogadimma Okutu
Democracy and good governance